In first-person POV, it's challenging to convey who's speaking without a clunky or clichéd paragraph of self-description.
It is so important to be able to play with one's creative work. And the more your livelihood or identity depends on creative production, the harder that gets.
The way you feel isn't a rational response to a defined situation, and can't be evaluated on that basis. Feelings don't stay contained and orderly. Some of your feelings may not even be about your writing.
You're operating by improv theater rules, where as soon as a character introduces a new idea, you say "yes, and" to it. But this theater troupe answers to your direction.
Being blocked on writing that one is obligated to do is something we don't usually think about the way we think about being blocked on creative projects.
The question underneath your question is: "Am I allowed as a commercial writer to do the thing I want to do as an artist?"
Lots of things happen that characters don't know about, or only hear about. That's part of life, and is perfectly fine to include in fiction. Instead of trying to fix it, have your characters react to it.
If you still want to write even after you let go of any feelings of being obligated to write, take some time to think about why. Are there ways to access those motivations and keep them in the front of your mind so you can gain some satisfaction and joy from them?
Let go of any inclination you have to identify with your work and interpret critiques of your work as critiques of you. Critiques of your work are critiques of your work. Your job is to use them to make your future work better.
You ask for the bones of plot, but it sounds like you already have those: start, middle, end, some drama. What you need are the muscles and tendons of plot, the pull and thrust and tension that turns a skeleton into something that moves and breathes.